Invest

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Investing means we invest some money or buy an asset with a view to obtaining benefits. In investing there is always a risk of loss may be experienced. An investment that can provide opportunities for greater profits, it will usually be followed with greater risk of loss as well. You should know the advantages to be gained along with the risk of loss which may be suffered

Types of Investment
In general, assets that can be divided into two investment advice, the real assets and financial assets. Real assets are assets that are owned and has a shape that we keep or possess. An example is the home of real assets, land and gold. Meanwhile, intangible financial assets, usually just a paper that is proof of our ownership. Examples of investments include savings accounts, deposits, mutual funds, bonds, stocks, gold, property, and others. Now, let's see what are the advantages and disadvantages of each type of investment.

1. Savings
Save money in the bank for use later if needed.

2. Deposit
Saving money for a certain period, if not yet due money can not be taken or will be a penalty if taken before his time.

3. Mutual Funds
Is the place to collectively raise funds. The money raised will be managed by the Investment Manager to be invested in other investment types. If the gain or loss will be divided equally to the investors. This may be an option for those who are just starting to invest. Different types of risk, depending on the selected type of risk. Type is a money market mutual funds, fixed income mutual funds, stock mutual funds, and mutual funds mix.

4. Bond
Bonds are debt instruments, is proof that we give loans to certain companies or government. Parties who owe will provide interest for a specified period. Debt repayment period of more than one year. The safest bonds are bonds or debentures of the country.

5. Stock
Have the means you have an ownership stake in a company. The money that we plant used as capital for the company. The Company will provide an acceptable profit to the shareholders is called dividend. When judged good or a lot of people who are interested to buy shares in a company, the price will go up, so when you sell your shares will benefit. Conversely, if the company suffers losses, the stock could go down so that you can suffer losses. This stock can be purchased at the company's securities. For each purchase or sale transaction, you will be charged.

6. Gold
Gold prices tend to rise every year, which is why many people who buy gold and then sell when the price goes up. If you want to use for investment, gold should be bought precious metal than gold bars or coins in the form of jewelry. Gold bullion or coins not experience shrinkage or the cost of manufacture is usually worn when we sell in the form of jewelry.

7. Property
Just like gold, the price of a house and land property is likely to rise. By purchasing the property, and sell it in the future will be profitable because the selling price has gone up. Housing prices will quickly rise if strategic location or proximity to public facilities, this may be a consideration when choosing a location. When going to buy a residential home yet or still under construction, ensure that the developer can be trusted and there is a clear agreement, because there are some cases, after we pay, housing construction was discontinued resulting in losses.